Often cc issuers block the card if they see multiple charges on a different continent, eg Europe for an American card or America for a European card and so on. They will be able to give you the correct info about your card, whether it needs a pin and whether it's just a credit card with a chip or a credit card with a chip and RFID.ĭo inform them also you 'll be using your card overseas, to avoid any security blocking. Instead, select the option on the screen that allows you to have your debit card purchase processed as a credit card transaction. One way or another, do contact your bank or credit card issuer. If you must use a debit card, never type in your PIN. You 'll need a PIN to make purchases above 25 euros, 100%. These are newer cards that have a chip, they also have a built in RFID chip though. One way or another it will be a good idea to contact your bank for the specifics and get the pin, whether you need it or not.ītw, the new contact cards have made it in Greece more than three years now, they are offered by three of the major banks and they allow purchases without a pin till 25 euros, just with nfc, getting your card near a pos machine. they always have a pin to get money fron an atm ( if you need so, bear in mind charges ) while your bank will inform you if you need a pin to make purchases on a physical cashier. One way or another, your credit card does have a pin. ![]() You 100% need a pin to get cash from an atm. Theyll print a receipt for you to sign and youll be on your way. Card goes into the chip reader on the handheld terminal, you select tip amount, verify the total, then hand the terminal back to your server. ![]() We use ours quite frequently in Montreal and never had to use a PIN. If it does not, you need your passport so id is checked by the cashier. You shouldnt need a PIN to use the credit card. If your card needs a pin, pin is all you need. Some credit cards with chip need pin to make a purchase, some not. Having to wait for the separate prompts to enter both takes a few extra seconds, but for 5% cash back isn't too much trouble.Whether you need a pin is not country related but has to do with the technology of your card. some will simply ask for the PIN in lieu of the ZIP code (Kroger fuel island) and some insist on PIN andZIP code (for me, Pilot). One additional observation about gas pumps and USAA cards. after that initial 'glitch' everything has been fine. This was odd because USAA PIN verification is online (it's not on the chip) but in any case that was my experience. with my Amex, I initially had trouble using the card at the pump even with my PIN until I used the physical card somewhere else first. Your PIN is different from the 4-digit number on the front of your Card (often required for online purchases), or your American Express Customer Password (if you have one). With USAA, you establish (and/or change) the PIN on the app or website. No, you won't need to provide your PIN for online purchases or account services. Possibly other places, but these are the two I've found so far. I have three USAA credit cards (Platinum Visa, Limitless Visa, and Cashback Rewards Plus Amex) and all three require a PIN at gas pumps and USPS self-service kiosks. ![]() I then had to swap to a different credit card. I would hit "Enter" thinking it would process it as a credit but no luck. I'm dated, but a couple times I went to use my USAA AmEX card (for 5% cashback on gas) at the gas pump, but then the system asked for a PIN number.
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